Different Financial Independence Perspectives

I’ve spoken to millionaires who never earned more than $75,000 a year.

I have friends who feel broke, and never earned less than $100,000 a year. 

The differences are easy to find.

The millionaires kept expenses low. The friends who feel broke, don’t.

The millionaires only spent on things they needed or truly wanted. The friends spent on anything and everything, without questioning why.

The millionaires have spreadsheets, tracking their budgets every month and year. The friends spend until there’s nothing left or go into debt to spend even more.

The millionaires knew how much they needed to escape the 9-to-5 and be happy, while the friends seek most of their value from their job, never looking to escape the drive. 

The millionaires saved, while the friends spent.

Wealth isn’t about how much you make, it’s about how much you save.

The friends never embraced that notion.