Cutting out the latte has become a budgeting flashpoint.
Some claim you must “CUT” the expense out of your budget. Think how much the $4 could climb when invested over thirty years, they cry.
Others say, “KEEP” your latte. It’s not a large enough expenditure to make a significant difference to your savings rate, they soothe.
Neither side is correct. Neither side is wrong.
It’s up to you…Read More