The Isolation Of Financial Independence

The Dr. Seuss classic, Oh the Places You’ll Go is one of my favorite books to read my young child. It’s an amazing synopsis of what a kid can emotionally expect to experience in the future. In just a few pages it captures the ambition, thrill, excitement, boredom, trepidation and isolation of life.  

So many of the lines are pertinent, even for adults. It’s this one, discussing loneliness, that always stands out to me:

“All Alone!

Whether you like it or not,

Alone will be something

You’ll be quite a lot.”

It’s true. As we become young adults, and move into our careers, it’s this isolation that we try to avoid at all costs. It can often lead us to spend more than we want. It’s often why we go out to the clubs, restaurants or extravagant outings. It’s often why we purchase the nicer car, the bigger home, the better jewelry. 

We want to show people we have value so they will want to remain near us. We want to outrun – or outspend – this loneliness.

As you take your initial steps towards financial independence

Read More

It’s Hard to Imagine

It’s hard to imagine when you’re earning your first paycheck, loaded with debt, waiting for the future, struggling to pay your bills, desiring everything your friends seemingly have, that this is the time to think about what you NEED for your future.

If you know what you NEED then you can pinpoint the amount you must make in your career to quit.

The sooner you understand your number, the easier it will be to determine what matters to YOU. You’ll shed the expenses that you accrue living up to an imagined life, focusing on the costs that actually fulfill you. Your car, restaurant and bar expenses will likely fall while your enjoyment…

Read More

It Takes Time

A word of warning: getting your financial house in order takes far more time than you expect. 

That doesn’t mean you should avoid it.

While everyone wants to put a dollar value on their time, the benefits of understanding these numbers will outweigh any dollar value you might lose by accurately understanding your true worth.

Moving your investments around so they’re in the right vehicles, invested in the right funds with low fees will provide you comfort knowing you secured future income.

If you’re not trying to beat the market, then all of this can be done…

Read More

Get Rid of the Want

Searching for the secret to financial success or even financial freedom?

Ignore the want.

It’s what forces you to overspend. It’s what keeps you from saving. It’s what prevents you from investing. It’s what creates debt.

Want proof?

Stories abound about people making less than $50,000 a year repaying…

Read More

Where Should I Invest

For those taking ownership over their finances for the first time, there’s one standard issue eating them up inside: “Where do I stand compared to others my age?”

There’s a natural reaction to want to compare when you’re uncertain. We do it all the time. The practice made a last name famous (Jones’s).

But what you don’t see is just how unique your situation is. Where you’ve been. Where you help others. Where others have helped you. Where you have taken missteps. And where you want to go.

It all plays into your own specific story…

Read More